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AKC
8.5
ratings

Overview

The American Kennel Club (AKC) is the registry of the purebred dog pedigrees. This kennel club also promotes and sanctions various events for the purebred dogs, including the Westminster Kennel Club Dog Show, which is an annual event that predates the official formation of the American Kennel Club, the National Dog Show and the AKC National Championship that is sponsored by the Royal Canin in addition to maintaining its pedigree registry. Unlike many other countries’ kennels clubs, the American Kennel Club is not a part of the Fédération Cynologique Internationale (World Canine Organization). The AKC Pet Insurance offered by the Pet Partners is the distinct pet coverage issuer of the American Kennel Club. They always try to offer the peace of mind that you deserve and the best quality insurance coverage that your pet needs. They treat your pets as a family. Let us see, how?

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Pros

  • BBB rating of A+
  • Discount of 5% for multiple pets
  • Coverage also applicable in Canada

Cons

  • Long waiting periods
  • High transaction fees
  • Limited illness coverage

Customer Service

The customer service provided by AKC Pet Insurance is excellent, and you will receive a prompt response even if you have a small query about your pet insurance. The customers really appreciate the customer support they get from this pet insurance company.

Claim Process

The claiming process is very simple and fast. You simply need to download and complete all of the sections of the claim form. The filled claim form and the itemized invoice can be submitted to them through email, postal mail, or fax. There is no need for signatures. For more details, you can visit their file a claim page. Moreover, multiple veterinarian visits can be included on one claim form. Ensure to provide the required information and the corresponding invoices. The claims are processed within 3 to 5 working days after receiving the claim. As soon as the claim is completed, they will send an email to you giving an explanation of the Benefits and a reimbursement check if applicable. To avoid unnecessary processing delays, please make certain that the form of the claim is legible and all the required information is filled.

Payouts

The maximum payouts per incident start from $1500 to $10,000 on the basis of the policy plan you have selected. The maximum payout per year ranges from $3000 to $16,000. They provide you payouts for the lifetime of your pet.

Enrollment Age

The age limit for enrolling your kitten is at least ten weeks of age and for puppies, the minimum age limit for the enrollment with AKC is 8 weeks.

Availability of Ambulance and Paramedical Services

AKC Pet Insurance also provides you with the services for ambulance and paramedic for your pets. These services are covered with accidental coverage plan.

Premiums

The premium cost starts from $10 per month for the coverage of accident and illness. They also offer the plan for customized coverage policy that serves, according to your requirement. Thereby, you will get a better offer out of your budget, premium cost and you will not have to pay for the services you don’t need.

Coverage

AKC Pet Insurance offers complete insurance on the expenses required for accident, injury, and illness. The plans can be modified so as to suit for any budget and needs. The insurance provides coverage for accidents, injuries, illnesses such as cancer, cherry eye, and allergies, laboratory examinations, X-rays, Ultrasound, MRI and CAT Scans, surgery, hospitalization, medications recommended by a veterinarian, chemotherapy & radiation treatment, and extractions of permanent teeth.

There are a number of reimbursement plans available for the coverage of the expenses required for various routine and preventative care that help in keeping the pets healthy. The reimbursement offered are based on the schedule of benefits where they reimburse a determined set of amounts of dollars per year, per item or treatment. The Wellness coverage offered is not subjected to the waiting periods, coinsurance, deductible or annual limit. This coverage might be included in one of their base plans. You can choose between Defender or Defender Plus, relying on your budget and needs.

A few conditions do not come under the category of the “accident” or “illness.” The Hereditary and Congenital Coverage is an optional add-on coverage offered by the AKC Insurance Provider that includes conditions considered as the hereditary or congenital and various chronic conditions that might crop your pet over the years. Some of the latest plans also provide coverage for alternative and holistic treatments. However, this coverage is currently not available in all states.

The acceptable alternative treatments include homeopathic treatments, chiropractic work, herbal therapy, and acupuncture. The base policy offered by the AKC Pet Insurance does not cover the exam fees. But they offer alternative coverage that may be added to your base policy. This add-on coverage lets you be reimbursed for the examination charges required at primary pet care centers, emergency hospitals, and specialty clinics, even if no treatment or diagnostics was carried on.