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Wall Street Funding


Being an alternative lender, Wall Street Funding efficiently delivers suitable funding. It is headquartered in New York City. Wall Street Funding delivers loans to businessmen to develop their businesses.  It was founded in the year 2008.

Wall Street Funding has gained the reputation of being one of the leading organizations that aim to aid small businessmen to grow their businesses. Wall Street Funding does not discriminate against borrowers with low credit scores and carries out a periodic surveillance of bank transactions.

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  • No collateral required.
  • Quick approval of loans.
  • Prioritizes security.


  • Permanent US address required.
  • High-interest rate.
  • Loan grant mostly depends on financial history.

Customer feedback and overall reputation

Wall Street Funding is one of the most efficient alternative lenders in the market, chosen by many customers as it serves them well. It has already disbursed loans to more than $100 million small business owners. The institution holds an A+ rating on Better Business Bureau. One of the main advantages of Wall Street Funding is optimum security. In the case of loans, this can be one of the vital benefits you can get.

Collateral required

Wall Street Funding does not require any collateral while it grants you the loan. As there are a number of charges which are not taken, the absence of collateral makes the loans more convenient. If you are going to open a small business, collaterals can be your biggest headache. Just a decent personal assurance is enough to get the loan.  All the terms are based on the overall revenue of your financial history. Credit score here becomes irrelevant. The funding managers are present in the company who can help you to calculate the total amount you can borrow.

Eligibility and documents required

There are some eligibility criteria for the borrowers which are given below for perusal:

  • The minimum credit score should be 300. If your score is above this set benchmark, it can be easier for you to get the loan approved.
  • You should be in the business for more than 2 months to get a small business loan.
  • The annual revenue of your business should exceed $10000.
  • Permanent citizens and the US nationals can apply for a loan. No loans are delivered to the people who do not fulfill the above-stated terms.
  • Identity proofs and income statements are also needed by Wall Street Funding.

All the borrowers of the loans need to satisfy the above eligibility criteria to get a loan for a small business. In the case of larger amounts of loan capital, the candidates may need more documents like balance sheets, papers related to tax returns, etc.

Interest rate and loan term (fees)

The loan term which you can get from Wall Street Funding falls in between the range of 4 to 36 months. You can even opt for having a longer term of loans. This can help you to keep the monthly payments under an affordable range.

The APR of the loans ranges from 7.9% to 45%. It is fixed in accordance with the capital that you are borrowing.  A loan organization fee is charged by Wall Street Funding while granting you the loan. You might need to pay higher APRs if the term of your loan is longer.

If your financial history is clear and healthy, you can get from $10,000 to $500,000. If your business is established and you are predominantly attached with Wall Street Funding, you can get up to $1,000,000. The prepayment policies, upfront fees, and compound interest are excluded from the package.

Application process

The process of application is straightforward as you are only required to fill up the one-page application form along with your bank statement. On approval of these, the organization can ask for some more things to clarify your identity. These are the driver’s license, a proof stating the authenticity of one’s business, and a canceled check. It takes only a few days within which you can get the funding. Wall Street Funding always aims to help you secure more traditional capital. The approval of the loan is swift and largely depends on your history of repayment.  It takes only 72 hours for the borrowers to get the desired funds.

Wall Street Funding